Topic
credit growth
Finance Gold loans jump 93.8% y-o-y, fuel bank credit growth in Q1FY27
According to Business Today, gold loans expanded 93.8% year-on-year at end-June 2026, accounting for 13.1% of incremental non-food credit. Overall bank credit rose 18.6% to Rs 219.3 lakh crore, led by industry (19.2%) and services (21.4%) growth.
Finance RBI: Improving Liquidity Supporting Robust Credit Growth Amid Global Uncertainties
The Reserve Bank of India's latest State of the Economy report states that improving liquidity conditions are supporting robust credit growth, even as India's external sector remains steady with an improving outlook aided by foreign investment inflows. The central bank noted that India has navigated external uncertainties well, underpinned by healthy demand and resilient industrial and services sectors. Retail inflation edged up to an 18-month high of 4.4% in June.
Business RBI Governor Malhotra Signals Patience on Inflation, Credit Growth Spurt
RBI Governor Sanjay Malhotra signaled the central bank is unlikely to tighten policy in response to elevated inflation and strong credit growth, attributing price pressures to supply-side factors and noting no immediate distress in fast-growing loan segments. CPI is projected at about 5.1% this year, slightly above target but driven by specific sectors.
Finance Power and Infrastructure Drive 17% Credit Growth to Indian Industry in FY27
Gross bank credit to industry in India grew 17% in the first two months of FY27, led by the power sector. Power exposure rose Rs 15,399.9 crore. Infrastructure credit increased 1% overall, with telecom declining sharply. Private banks have doubled power lending, according to Macquarie.
Finance Agri Loans Face El Nino Risk but Credit Growth to Stay Healthy: Yes Securities Report
A report by Yes Securities indicates that while El Nino conditions could affect agricultural loans, the overall banking sector is expected to remain stable with healthy credit growth of around 17% and stable credit costs in FY27. Net interest income growth for coverage banks is projected to recover sharply to 16.1% in FY27 from 5.3% in FY26.
Finance Business Credit Share Surges in FY26 Amid Rising Deposits
In FY26, business credit share in bank loans increased significantly, with private corporate sector loans growing by 15.5%. Deposit growth also accelerated to 11.5%, reflecting a shift towards term deposits.