Topic
premiums
Finance Why electric cars cost more to insure – and what's being done about it
Electric vehicles cost 30% more to repair than petrol or diesel models, leading to insurance premiums 10-25% higher, according to Thatcham Research. Tests on a Dacia Spring show a minor crash can cause £4,000 in hidden damage, often resulting in a write-off. Industry experts call for design changes to reduce repair costs and boost EV adoption.
Commodities India Silver Import Curbs Create Shortages, Push Premiums to Six-Month High
India's import restrictions on silver have nearly halted overseas purchases, causing domestic shortages and pushing premiums to a six-month high of $6.5 per ounce. The government aims to ease pressure on foreign exchange reserves by curbing precious metals imports, but the market now faces supply tightness despite initial ETF sell-offs.
E-Bike Injury Payouts Top £110m, Driving Up Motor Insurance Premiums Across UK
The BBC reports that total compensation paid to people injured by e-scooters and e-bikes in the UK has surpassed £110m, with 168 claims in 2025 alone. The costs have contributed to higher motor insurance premiums for all drivers, prompting the Motor Insurers Bureau to call for better regulation of micromobility vehicles.