Topic
bank credit
Finance Gold loans jump 93.8% y-o-y, fuel bank credit growth in Q1FY27
According to Business Today, gold loans expanded 93.8% year-on-year at end-June 2026, accounting for 13.1% of incremental non-food credit. Overall bank credit rose 18.6% to Rs 219.3 lakh crore, led by industry (19.2%) and services (21.4%) growth.
Finance Q1 Bank Credit Flow Surges 10x as Market Mop-Up Collapses, RBI Data Shows
In Q1 FY27, bank credit to the commercial sector surged more than tenfold, while capital market mobilisation collapsed, according to RBI data. Incremental non-food bank credit rose to Rs 5,05,152 crore from Rs 49,813 crore, raising its share to 65% of total resource flows. Corporate bond and equity issuances fell sharply, indicating a major shift in corporate funding sources.
Finance Business Credit Share Surges in FY26 Amid Rising Deposits
In FY26, business credit share in bank loans increased significantly, with private corporate sector loans growing by 15.5%. Deposit growth also accelerated to 11.5%, reflecting a shift towards term deposits.