Banking #banks#stress test
RBI Stress Test: Indian Banks Pass, But Gold Loan and Private Credit Risks Flagged
The RBI's bi-annual Financial Stability Report reveals that Indian banks' capital adequacy remains above regulatory minimums under stress scenarios, though gross NPA ratios are projected to rise to 3.8-4.1% by March 2028. The central bank also flagged risks from gold loans and private credit, while governor Sanjay Malhotra cited strong growth and low inflation as supporting macro-financial stability.
Jul 1, 2026 1 source