Banking #kisan credit card#rbi
RBI Revised Kisan Credit Card Rules: Standardises Crop Seasons, Retains Collateral-Free Limit
The Reserve Bank of India (RBI) revised the Kisan Credit Card (KCC) framework, standardising crop season definitions to 12 months for short-duration crops and 18 months for long-duration crops, effective January 2027. The central bank retained the collateral-free loan limit at Rs 2 lakh, with additional flexibility up to Rs 3 lakh for hypothecation-backed loans. The move aims to streamline farm credit delivery and align with asset-classification norms.
Jun 19, 2026 1 source