Topic
working capital
Finance Middle-Market Cash Conversion Cycles Stretch 30 Days as Larger Buyers Slow Payments
Middle-market companies with up to $750 million in revenue have seen cash conversion cycles stretch by roughly 30 days as larger buyers delay payments, according to RapidRatings Executive Chairman James Gellert. Private suppliers, which make up about 75% of most large companies' supply chains, face margin erosion and rising leverage in a post-2022 environment of rate and tariff pressure. The firm advises intensified financial health monitoring of private suppliers.
Trade Finance Credit vs Factoring in Trucking: Why Financial Fit Matters More Than Tool Type
According to FreightWaves, the choice between credit and factoring for trucking fleets depends on how well the financing aligns with daily operations. Credit provides liquidity for long-term investments but adds debt, while factoring converts invoices into immediate cash without debt. Skepticism around factoring often stems from poorly structured programs, not the concept itself.
Trade Finance Payment Delays Strain MSME Working Capital, Report Highlights Structural Gap
The Indian SME Receivables Report 2026 by Recordent reveals that delayed payments are severely straining MSME working capital, with average overdue receivables beyond 360 days at Rs 3.8 crore per firm and a national invoice payment cycle of 73 days, far exceeding regulatory guidelines of 45 days. The report, based on data from 1.1 lakh MSMEs and over 1 million transactions, identifies late payments as a key constraint on liquidity, growth, and financial stability.