Topic
central bank
Finance RBI’s ECL Model From FY28: Why Credit Scores Matter More for Borrowing Costs
The Reserve Bank of India will require banks to shift to an expected credit loss (ECL) model from FY28, increasing baseline provision coverage. This regulatory change will make credit scores—like CIBIL—more influential in determining borrowing costs, as lenders adjust pricing for risk. Under the new framework, borrowers with low scores face higher rates or rejection, while top-tier scores (750+) continue to attract the best terms.
Finance Govt extends RBI deputy governor Swaminathan J tenure for 2
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Business Sensex, Nifty Gain as RBI Holds Repo Rate Steady at 5.25%
The BSE Sensex and Nifty50 indices remained in positive territory after the Reserve Bank of India decided to keep the repo rate unchanged at 5.25%. This decision has bolstered market sentiment, with domestic institutional investors continuing to support the market despite foreign outflows.
Commodities Polymer Notes: India's Potential Shift in Currency Material
The Reserve Bank of India is exploring the introduction of polymer currency notes to improve durability and security. This move could significantly reduce printing costs and counterfeiting risks.
Finance RBI announces Rs 50,000 crore repo auction ahead of MPC meet
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Finance RBI MPC Meeting: Rate Decision Amid Inflation and Geopolitical Tensions
The Reserve Bank of India's MPC is expected to maintain the repo rate amid inflation concerns and geopolitical tensions. Economists predict potential rate hikes later in FY27.
Finance RBI Sells $12B Gold Amid US-Iran Tensions to Bolster FX Reserves
The Reserve Bank of India reportedly sold $12 billion in gold reserves to protect its foreign currency assets amid the US-Iran conflict. This move aims to stabilize the rupee and manage the impact of rising crude oil prices.
Finance RBI Balance Sheet Expands Amid Investment Surge
The Reserve Bank of India's balance sheet expanded by 20.6% to 91.97 lakh crore rupees, driven by domestic and foreign investments. This growth impacts trade finance and international business costs.
Finance RBI's Income Surges 26% to ₹4.3 Lakh Crore on Dollar Gains
The Reserve Bank of India's income increased by 26% to ₹4.3 lakh crore in FY26, largely due to gains from dollar investments and forex market interventions. This growth reflects a strategic advantage in foreign currency operations and domestic bond income.